Opt Out of Credit Card Offers

Posted: May 16th, 2008 by: h2

This is a bit off topic for the site, but I thought I’d post how to get yourself off those eternal credit card offer letters you get bombarded with.

Go to www.optoutprescreen.com. Being a good sceptic, and trusting nothing and nobody on the internet, I gave this site a quick check to make sure it’s not a phishing or scam site:

Customers may opt-out from receiving offers for either five years or permanently. To opt-out permanently, customers must confirm their request in writing, by mailing in a Permanent Opt-Out Election form, available through the website. Customers who have opted-out will no longer be included in offer lists provided by consumer reporting agencies. Customers who have previously completed an opt-out request may request to opt back in at the website as well.
When first debuted, there was considerable confusion as to whether or not the site was legitimate. The website appeared to some to be an Internet phishing scam, because it does not use the logos of the consumer reporting agencies that it purports to represent, nor the FTC logo. However, the site is directly linked from official FTC webpages.

Note: you can skip the social security number, but then I assume that only your current address will get opted out, not your actual identity. That’s what I did, just because on principle I don’t like to give any site on the internet any more information than necessary. Sites can and do get hacked.

You can also call them directly: (1-888-5OPTOUT or 1-888-567-8688) to get off these lists.

In general, this will save some paper, save some trees, and create a bit less garbage for landfills, so why not do it? It’s not going to save the world, but if we cut down in enough areas, reduce our consumption of unnecessary items (probably 90% of what we consume in the United States I’d guess), well, at least we’re on the right track.

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